What's the best Personal Financial advice you've ever heard?

What are some of the most important things you've learned in life about money that you can share?What's the best Personal Financial advice you've ever heard?
Best financial advice: don't take financial advice from strangers.What's the best Personal Financial advice you've ever heard?
The 60 percent rule. I read it on the msn.com Money section, and it is to make a goal for 60 percent of your money to go toyour committed expenses each month, being food, utilities, rent/mortgage, insurance, household expenses of all sorts, and all of your bills, even non essentials like cable. The remaining is split as so: 10 percent to retirement savings, 10 percent to long term savings for things like a house, a car, or something big like that, 10 is just for fun stuff, 5 percent to a short term savings for your emergency fund and 5 percent for an irregular expense fund for things like gifts, car repairs and random medical issues.





I'm not all the way there yet but it is a good goal and I am working towards it.
Neither a lender nor a borrower be.
just visit daveramsey.com to learn what bankers, college, credit slave cards never ever want me to know or worse Apply.
Prince Charming isn't coming, ladies! Don't wait for a man (father, husband, or boyfriend) to sweep you off your feet and take care of you financially. Get yourselves a good education and job, buy yourself a car and home, and go about creating your own life.





You'll have much more to offer your prince when you meet him, and he won't have the pressure of wondering if he can afford you.
Unless you are absolutely confident in what you are doing, see a financial advisor. If you are confident, see one anyway.





In all seriousness, start early! Wish I'd have listened to this one.
To set money aside, either by having it taken directly out of your pay,or being disciplined enough to ';pay yourself'; every payday, because it's human nature to pay the bills and then spend the rest. But you really don't notice a small percentage being taken out, and it can grow into a substantial amount.
The best advice: buy low and sell high. It's easier said than done.
1. Start saving early


2. Diversify your investments


3. Don't follow the crowd


4. If it is too good to be true it probably is


5. Your broker is usually more broke than you


6. Do your homework


7. Invest in low-cost index funds (www.vanguard.com)


8. Keep an emergency fund that covers 3-6 months of expenses


9. If needed, buy term insurance and invest the difference


10. Live within your means





One more thing: Enjoy Life! Live each day to the fullest.